Thanks to some career and employment resource websites here are some of the basics of what you need to know. However, we recommend you also go to state employment websites to get into the specifics of their process to determine your eligibility and how to apply for unemployment.
(Source: Career Contessa)
Unemployment insurance is a joint state-federal program that provides financial relief to eligible workers. All states must follow the guidelines established by federal law, but each state administers its own unemployment insurance program. Eligibility requirements, the application process, and benefits received vary by state.
Every state uses its own formula to calculate the amount you will receive. All states use your previous earnings from your most recent employer to calculate your benefits, usually over a current 52-week period. This means the amount each person receives will vary, and is only intended to partially replace your income. Each state has a maximum and minimum benefit amount so benefits will vary.
Don’t forget that unemployment benefits are subject to federal income tax and must be reported on your federal income tax return. You may elect to have the tax withheld by your state unemployment agency.
(1) Are unemployed through no fault of your own
(2) Meet work and wage requirements
(3) Meet any additional state requirements
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As soon as possible after you become unemployed, you should contact your state’s unemployment insurance program. Each state will provide additional information regarding how to file your claim if you worked in a state other than the one where you live or if you worked in multiple states. Second, make sure you have all the appropriate information ready when you apply. When filing a claim, you’ll be asked for information regarding your former employment, including dates of employment and your previous employer’s address. If you do not have this information readily available, it could delay your claim.
Once you file your claim with your state’s unemployment program, it generally takes two to three weeks to receive your first benefit check.
Our team members are not experts on how unemployment works; however, government agencies are there to serve you. The ideal place to begin understanding how unemployment will look for you is the Department of Labor. From there, you’ll be directed to your local state website to learn about the specific laws in your state.
